2019年3月7日木曜日

10 Best Race Cars For Beginners

MOTOSPORT


Motorsport or motor sport is a global term used to encompass the group of competitive sporting events which primarily involve the use of motorised vehicles, whether for racing or non-racing competition.

The terminology can also be used to describe forms of competition of two-wheeled motorised vehicles under the banner of motorcycle racing, and includes off-road racing such as motocross.

What Different Types of Motorsport?
Racing has been one of the most exciting forms of sports competition the human race has ever created. In the case of automotive racing, there are various types that attract unique groups of enthusiasts.

Here are the different types of Motorsport from my perspectives:

1. SPORTS CAR RACING
Sports cars are two-seater vehichles with enclosed wheels with two types: the grand (tourers (GT), or production-derived models, and the prototype, or purpose-built cars designed to compete on closed circuits.

The leading championship series for sports car racing is the FIA World Endurance Championship, with FIA GT1 World Championship as its main series for GT car racing. In the United States, the Grand-Am with its own Rolex Sports Car Series endurance racing is also popular.

2. STOCK CAR RACING
Popular mostly in the United States, stock car racing uses production cars that have customized specifications for racing purposes. It is usually done in oval tracks, wherein racers are pushed to the limits over tremendous amounts of laps.

For stock racing, the National Association for Stock Car Auto Racing (NASCAR) is the largest governing body, which organizes premier racing events such as the Sprint Cup Series, Daytona 500 and the Southern 500.

3. FORMULA CAR RACING
Formula racing is probably the most famous professional form of car racing. It's a form of single-seater, open-wheel circuit racing wherein the vehicle's wheels are located outside the body. The cars are custom-designed and built, and races are conducted in separate circuit tracks constructed for formula racing.

The most prestigious and well-known formula racing event would be Formula One's Monaco Grand Prix. In North America, the leading formula racing events is the IndyCar Series, and its most famous division is the Indianapolis 500.

4. RALLYING CAR RACING
Involving production - based cars, rallying is conducted on closed public roads or off-road areas with varying road widths, terrain or weather conditions. The courses wherein rallying takes place are either made or gravel, asphalt, snow, and ice. Racers usually run in a point-to-point format, leaving in regular intervals from start points.

5. DRAG CAR RACING
One of the most basic forms of the sport, drag racing is a straight line competition done of streets or tracks involving the racing stunt called dragging. Cars involved can range from usual cars to the purposely built dragsters, and their aim is to accelerate as fast as possible to beat opponents. Drag racing is held on a short distance track, generally in 200 meters or 400 meters.

The main governing body for drag racing is the National Hot Rod Association, with divisions such as Super Stock, Super Street, Top Sportsman, and Top Dragster.

6. PRODUCTIONS CAR RACING
This type of racing is also known as showroom stock racing where unmodified cars compete with each other. It is the most economical type of racing because of its restricted rules.

Several production car racing series run around the world, such as those by Audi and Porshe, as well as Japan's Super Taikyu and the previous International Motos Sports Association's Firehawk Series.

7. ONE-MAKE CAR RACING
One-make or single marque racing involves the same types of cars from one automotive company or even a single model from the manufacturer.

Some examples of racing competitions of this type are the series from the Mini 7 Championship, the John Cooper Mini Challenge, Porshe Supercup, Formula Renault and Formula BMW.

8. MONSTER TRUCK RACING
Monster truck racing is mostly held for entertainment and is typically conducted on the arena with tracks.

The Monster Jam is the premier monster truck racing event which is televised in the United States. Is is governed under the United States Hot Rod Association.

9. TOURING CAR RACING
Touring car racing is conducted using production-derived race cars from different companies with similar performance specifications. It is only held in special race tracks and is popular in UK, Europe and also Australia.

Major touring car racing events worldwide include World Touring Car Championships, British Touring Car Championship, and the Supercars Championship.

10. SPORTS CAR RACING
Sports cars are two-seater vehicles with enclosed wheels with two types: the grand tourers (GT), or production-derived models, and the prototype, or purpose-built cars designed to compete on closed circuits.

The leading championship series for sports car racing is the FIA World Endurance Championship, with FIA GT1 World Championship as its main series for GT car racing. In the United States, the Grand-Am with its own Rolex Sports Car Series endurance racing is also popular.

Here are...

The 10 Best Race Cars For Beginners:

1. Mazda MX-5 Miata


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2. Porshe 944

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3. Nissan 350 Z

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4. Honda CRX

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5. Porsche Boxster

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6. MINI

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7. A Kart. (No, not a go-kart)

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8. Camaro/Firebird

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9. Mustang

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10. BMW 3 - Series

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@ Jackie San

2019年3月6日水曜日

10 Reasons why we need self-confidence


SELF CONCEPT

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The term self-concept is a general term used to refer to how someone thinks about, evaluates or perceive themselves. To be aware of oneself is to have a concept of oneself.


Literature : " The individual's belief about himself or herself, including the person's attributes and who and what the self is". - say Baumeister (1999).

The self-concept is an important term for both social and humanistic psychology.


10 REASONS WHY WE NEED SELF CONFIDENCE 
....Because of confidence leads to SUCCESS !!!

Today, I want to discuss the reasons why Confidence leads to SUCCESS !

LACK OF CONFIDENCE LEADS TO INACTION
Less confidence does not lead to success.

To the contrary, it leads to holding back.

It leads to shyness. Inaction. And often, missed opportunities.

"Lack of confidence results in inaction and not standing up for oneself."

"It results in missed chances and setting the bar too low."

Believing in yourself is what allows you to rise up and reach your potential.


CONFIDENCE IN YOURSELF
When I speak of confidence, I am not talking about blind arrogance. Those that are overly confident fall into yet another category.

However, I referring to the self-confidence needed to believe in one's own skills, goals, and ability to succeed.

When you believe in yourself you are more likely to take action. To stand up and seize the moment. And to persevere long after those who doubt themselves.

For That, Here Are 10 Reasons That Self-Confidence Leads To Success :

1. THE ABILITY TO STAND UP FOR ONESELF 

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Confidence allows you to stand up for yourself in a fair and consistent matter. Otherwise, you may find yourself unheard or unfairly treated.

2. THE ABILITY TO SAY NO

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Confident people have the ability to say "NO" where appropriate. They do not take on unnecessary or inappropriate. They do not take on unnecessary or  inappropriate work or obligations.

3. THE ABILITY TO SAY YES

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And at the same time, Confident individuals say "YES" to opportunity. They do not miss new options because they are shy. In have seen individuals' pass up opportunities (even promotions) because they didn't think they were "WORTHY".

4. THE DRIVE TO START THINGS

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Confident people start things. They are not shy about striking out on a new idea even when those around them are still pondering it.

5. BELIEVE IN WINNING

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Confident people believe in success. And more importantly, they believe in their ability to succeed.

6. CONFIDENCE ASKS QUESTIONS

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Confidence allows you to ask questions, even when others are silent. Confidence even lets you "ASK FOR THE JOB".

7. SET THE BAR HIGH ENOUGH

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Confident individuals set the bar high and aim high. Lack of confidence leads to weak goals, setting the bar too low, and mediocre results.

8. STRETCH YOUR LIMITS

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Confidence lets you know your limits and test them. By stretching your limits you increase them. You are stronger than your think.

9. BELIEVE IN THEMSELVES

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Self-Confidence means believing in yourself. For me "WHETHER YOU THINK YOU CAN, OR YOU THINK YOU CAN'T - you're right."

10. CONFIDENCE OVERCOMES FEAR

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Lack of Confidence can lead to paralysis from fear. Fear of failure. Fear of what others think. Fear of the unknown. To succeed, you need the confidence to face and overcome your fears.

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MY CONCLUSION 

Believe in yourself. 
Believe in your skills.
And most importantly, believe in your ability to succeed.
Because What ???
Confidence leads to success.


Other article can read about success in life, CLICK LINK below

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@ Jackie San


2019年3月4日月曜日

10 Reasons Your Should Save Your Money

SAVING ?




Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs.

WHY WE SHOULD SAVING ?
Reason for saving...If one of your reasons to save money is to gain flexibility, you can set a specific amount aside each month (hint: automate your savings) based on what you can afford to save after things like retirement savings and emergency fund contributions. "Saving gives you the freedom to live life on your own terms".

 
WHAT ARE THE BENEFITS OF SAVING MONEY ? 
Saving provides a financial "backstop" for life's uncertainties and increases feelings of security and peace of mind. Once an adequate emergency fund is established, savings can also provide the "seed money" for higher-yielding investments such as stocks, bonds, and mutual funds.

But from other side we need to spend our money for happiness but why????



WHAT SHOULD SPEND MONEY ON FOR HAPPINESS ? 


Happiness is like a game of pass the parcel and your spending should be, too...

a). Happiness is a warm puppy

b). Buy a gratitude journal

c). Spend money on others. The struggling middle class is giving less to charity

d). Invest in cultural experiences

e). Shopping

f). Put a value on travel instead of things.



AND HOW ????
SPENDING MONEY OR SAVE MONEY ???

The eternal struggle of spending vs. saving: should you spend on something you really want, or should you save the money instead? ..After all, the formula for financial stability is to live within your means, spend less than you earn and gradually save and invest to maximize your long-term financial security.


REASON WHY WE SHOULD SAVE MONEY ????

1 - Save 50% on Everything You Buy + 24 % on Groceries


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If you normally charge all of your purchase on your credit card, and then you don't pay off your credit cards in full every month, because of added interest charges you are probably paying at least 50% more for everything you buy. If you are relying on your credit cards to afford your lifestyle, break your expensive credit habit by saving up for your purchases ahead of time.

With savings, you can buy things when they are on sale and take the time to make better spending choices. People with savings can also stockpile groceries when they are on sale (items that are non perishable or which can be frozen). 


2 - Emergencies


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As much as we hope that emergencies won't happen, we all know that they do. A family member can develop a health issue, you might need to make an emergency trip, you may have a a car accident or breakdown, severe weather could flood your basement or crack your pipes, or you may have to fly to loved one's funeral. Any of these emergencies can be expensive, and we all know that we will likely encounter some sort of emergency from time to time. So why not be prepared rather than potentially become another victim of an emergency.


3 - Become Financially Independent


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The measuring stick for being rich is different depending on who you talk to. However, the one thing that the notion of "being rich or wealthy" means to most people is having financial independence and savings to depend on. Calling your own shots, financially speaking, means having the freedom to make choices in your life separate from earning a pay cheque. 

This may mean being able to take a vacation whenever you want to, leaving work and going back to school to switch careers, starting your own business or investing in someone else's start-up, helping family members, taking on a lesser paying job that is more personally satisfying than financially beneficial, or a big one these days - retiring when you want to rather than working because you have to.

Financial independence isn't the same as being rich, but not having to depend on receiving a certain pay cheque can sure make you feel rich beyond your wildest dreams! Having savings that you can rely on is what it takes to become "rich," no matter how you define it.


4 - Get Out of Debt


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If you ever want to get out of debt, you have to have some money saved. Sounds ironic, doesn't it? However, the credit cards are never going to get paid off if you have to keep using them for every "emergency" that comes along. Even if you are an awesome planner, stats show that half of us experience at least one totally unexpected expense each year (and half of those will be unexpected car trouble).


5 - Buy a Car


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When you want or need to buy a new car, you will need to have a down payment in order to get a car loan at a reasonable interest rate. You could of course "borrow" the money from your credit card, but at 20 +%, how is that getting you ahead? Zero percent financing is reserved for great customers, so a car loan is bound to cost you something - and it could be a lot. The best thing you can do is save up as large a down payment as you can afford, and then consider your options. Maybe buying a quality used car rather than a new one will be what it takes to get you the vehicle you want.



6 - Annual Expenses


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If you want to have a good, relatively stress - free financial life, you need to save for annual expenses. These may include money for gifts, vacations, vehicle maintenance, minor home repairs, fixing appliances, property taxes and possibly income tax. It can be tempting to refinance a mortgage to pay off debt or to use a line of credit to pay off high interest credit cards, but it is dangerous to endlessly put expenses on credit without actually paying them off. The best way to manage these types of expenses is to save for them in advance. This will not only save your money, but it will give you peace of mind.


7 -  Unforeseen Expenses


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What will you do if your car needs some major repairs? Do you have $ 500 - $ 3,000 on hand? What if your house needs some repairs, or it is discovered that you are living in a building that leaks? You can't always count on the bank to lend you money for all of these things. It is much better to anticipate a worst case scenario and have some money saved.


8 - Buy a Home


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The bank won't lend you money to buy a house unless you have a down payment, and you are not allowed to borrow a down payment. You must have this money saved up or have someone give it to you - and not lend it to you. Your down payment needs to be less at least 5% of the purchase price of the house, and then the bank will consider lending you the other 95%. There are all sorts of other costs and fees that you need to pay when you buy a home, so you will need an additional 5% just for those costs. Savings is what will open the door to owing a home.


9 - To Have a Good Life


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There are huge emotional, psychological and physical consequences to always living stressfully, from hand to mouth, pay cheque to pay cheque. People who don't plan for their future seem to run from "crisis" to "crisis".

There is a little known truth that happiness can come from being organized. Being organized isn't going to make you happy all by itself, but it can sure help. There's so much in your future that you don't have control over, so putting aside some money to spend when you need it is actually organizing and taking control of your future and financial affairs. You have nothing to lose by saving - and only a happier future to gain.


10 - You Could Lose Your Job or Get Hurt


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In good times, everyone thinks that their job is secure, but in bad times, many begin to realize that bad things can happen to anyone. You could suddenly lose your job, your business could dry up, you might get injured - either physically or psychologically or become too sick to work. Any of these things can happen to you. Employment Insurance (EI) doesn't kick in until you have been unemployed for 6 weeks. Do you have enough savings to tie you over or will you be living on credit? Living on credit during a time like this can quickly make a bad situation worse. Minimum payments become higher and higher until they are unaffordable and credit limits no longer budge. Then when you finally do get some income, what used to be enough doesn't get you by because you have all these new debt payments to make each month. So now you actually need more income than before because you'll need to pay down these debts and eventually work to get them paid off.


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Because of that situation, start today by setting aside a little money each pay cheque until you have an emergency savings fund of $ 500 to $ 1000 for example. If you receive a bonus from work or an income tax refund, use that to get you started or to add to what you've already got set aside. As life happens and you need to dip into your fund, build it back up. It takes a bit of work, but it's a habit worth getting in to.



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@ Jackie San

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