Tuesday, 30 July 2019

4 Steps You Must Know Online Payment System


An online payment system is an Internet-Based method of processing economic transactions. It allows a vendor to accept payments over the web or over other Internet connections, such as direct database connections between retail stores and their suppliers ( a common method of maintaining just-in-time inventories. Online payment systems greatly expand the reach of a business and its ability to make sales.


Online payment systems typically are run by third-party corporations, such as PayPal, Google or Click2Pay. These companies make a profit by taking a small percentage of every transaction, or by signing contracts with institutions that need to make a large number of transactions.


A large Internet storefront, such as Amazon.com, could not exist without the ability to take online payments. Online payment systems have leveled the playing field between large and small companies, as any of them can accept the same payment methods once they sign up with third-party payment processors.




If you're like many small organizations, you collect payments mainly through cash or checks. While this might be working for you at the moment, adding online payments provides a number of advantages to you and your supporters. 

a - Meet Expectations

People are increasingly comfortable paying online. When members or supporters are ready to sign up, register for an event, or make a donation, they want to do it quickly and easily. In fat, websites that don't support online payment can be seen as being out of step.

b - Speed Up The Process

Online payments are faster than manual payments, since you don't have to wait for the check to arrive or for it to clear. The whole process (from submitting an online payment to updating your bank account) can take a matter of seconds. The end result is improved cash flow for your organization, and almost immediate confirmation or transactions. Prospective members won't have to wait to join your organization, and participants will know right away whether they have successfully registered for an event.

c - Save You The Trouble

Automated payments also save you the trouble of depositing the check and recording the payment manually. Once you set up online payments for your website, they are automatically processed. You don't handle or store any credit card information. Any updates to member records are handled automatically.

d - But At A Price

Of course, anything of value comes with a cost, and in this case, your payment provider will charge you a fee per transactions, and some charge other fees as well (such as setup fees or monthly fees). But if online payment helps you grow your membership or your fundraising, they'll be taking a slice out of your much larger pie, and everyone's a winner.

We'll explore the costs later, but now, before you start thinking about selecting a particular payment provider, it's important to understand some online payment terminology, including payment provider. 



There are several terms that are used almost interchangeably when describing online payments:

  • Payment Gateway
  • Payment Provider
  • Payment Service or Payment System
  • Payment Processor
  • Merchant Account

Though they are distinct, with subtle differences, they all refer to a company, service, or application that acts as a financial middleman between your website and your customer, and between both of you and your bank accounts. Each facilitates the completion of online transactions, and the processing of online payments.

a - Payment Gateway

A payment gateway is a service that receives the online payment request from your website and directs it to the payment processor.

b - Payment Provider

A payment provider (or payment service provider) is the company that operates the payment gateway or payment processor services. In some cases, the payment gateway and payment processor are combined into a single service known by either name.

c - Payment Service or Payment System

Where a payment provider offers multiple gateways (with different features and pricing) each type is referred to as a payment service or payment systems. For example, PayPal is a payment service provider that offers a number of payment services or payment systems such as PayPal Payflow Pro and PayPal express Checkout.

d - Payment Processor

A payment processor is a service that validates the purchaser's credit card details (e.g., those of our member, donor, or supporter) and checks if they have sufficient funds in their account to cover the payment. If the customer has sufficient funds, the transaction is authorized, and the funds are transferred from the customer's account. The status of the transaction is transmitted back to the payment gateway which then sends a status message to your website.

e - Merchant Account

A merchant account is another term to understand When an online transaction is successfully completed, the funds are transferred from the purchaser's account to your mechants account, a special kind of bank account used exclusively to hold funds received from credit and debit card transactions. To accept online payments, you usually need to set up a merchant account with your payment provider. Funds accumulating in your merchant account are transferred to your organization's bank account on a regular basis. 



To fully understand how online payments work, let's follow a transaction from start to finish. In this way, you can see how your website, your member or donor, and your payment service provider all interact.

To get started with online payments, you typically need:

  • A merchant account (though some payment systems -such as PayPal) do not require a merchant account or can provide you with one.
  • An account with a payment service provider
  • A web page with a button (e.g. Join, Donate, Buy) that initiates the transaction process - you can use code provided by your service provider or specialized shopping cart software.
Once you've set up your web page and connected it to an online payment service, visitors to your site will be able to pay online for products or services. The online payment process begins when the visitors clicks the button to pay online for membership fees or an event registration, or to make a donation or purchase something from your online store.

On the online payment form that appears, the visitor enters their credit card information then submits the transaction requests. Depending on your online payment service provider, the form may appear on your website, or your purchaser may be redirected to a form on your service provider's website.

The transaction request, along with the credit card information entered by the purchaser, is securely transmitted to the payment gateway operated by your payment service provider. The information is encrypted so that no one (including you) can view the purchaser's personal and financial information.

Your payment service provider will use a secure payment processing service (either their own or one provided by another company) to verify the purchaser's credit card details and confirm whether the purchaser has sufficient funds to complete the transaction.

If the purchaser's credentials are valid and there are sufficient funds to complete the transaction, your payment service provider will initiate a transfer of funds from the purchaser's bank account to the merchant account associated with your website, and notify your website that the transaction has been approved. Depending on how your website is set up, that information can be used to automatically update records on your site (e.g., update your membership management or event registration database)..

If the transaction is declined for any reason (invalid credentials or insufficient funds) no funds will be transferred, but status information will still be sent to your website.



If you run a membership organization (like a club or association), there's a software solution that can save you time and money by automating all member dues, new member registrations and event fees.

That software is called Membership Management Software, which is an all-in-one management solution designed for small to medium-sized nonprofits. Here's what else it can do for you:

  • Instantly process online payments, fees, and donations (it even has its own payment processor you can see)
  • Give you a professional, easy to build website where you can host a news section, notices, resources, member directory, event calendar and more.
  • Setup online volunteer, member, and event registration pages.
  • Maintain a full contact database that's easy to search, filter, and update.
  • Improve member communication through automated invoices, emails, newsletters, and maintenance requests.
  • Provide you with financial reports, analytics, and membership summaries in seconds.
  • Accept payments through a mobile app.
Membership Management Software eliminates the need for multiple systems and the processing work needed to maintain them all by condensing everything into one, easy-to-use solution.

@ Jackie San

Koleksi Jackie San Orchid Garden Part 3

Part 3 Koleksi Orkid dari Taman Jackie San Orchid Garden

Thursday, 25 July 2019



Do your homework before enrolling your children in a private or international school.

There is massive change across all industries and sectors globally, and the same can be said for the education landscape in Malaysia. There are 22,143 foreign students and 41,287 local students in the private sector at the time, and trends show a growth in numbers ever since. 

The drastic increase in international school enrolment began when in 2010, the Minister of Education lifted the regulation on international schools having a 40 percent quota for local students.

Happens in 2012, the Minister of Education lifted the stipulations that had been applied on Malaysian citizens who wanted to send their children to such schools. This opened a whole new set of options for these parents who aspired to give their children an exposure to an international curriculum.

Standing Tall On Its Own 

The lifting of the quota, however, is not the only driving factor behind the increasing number of students enrolling in private and international schools. The uniqueness of these schools themselves say something about their ability to provide a wholesome education for students. 

Some common advantages is :

1 # Low Student - To -Teacher 

Higher fees in private and international schools will naturally reduce the size of the student pool in comparison with public education, which is almost free of charge. However, many of these schools take pride in being able to have low student-teacher ratios, enabling teachers to have better control of the classroom.

2 # Diversity In Education 

Private and international schools offer a variety of facilities to not only support a child's learning but also help them discover and nurture new talents. These include anything from swimming pools, music rooms, and ICT-driven teaching to state-of-the-art libraries and boarding facilities.

3 # Asking The Right Questions

With the abundance of private and international schools to choose from in Malaysia, it can be overwhelming for parents to find the most suitable school for their child. 

4 # Student - Centred Teaching

As a result of the low student-to-teacher ratio, students are set to gain more out of the education and knowledge presented to them. It creates opportunities for teachers to conduct individual assessments and offer personalised tutoring if needed.

5 # Extracurricular Opportunities

Many international and private schools believe students should not only be preoccupied by purely academic achievements. Some international schools are members of various organisations such as Federation of British International Schools in Asia (FOBISIA) and Association of International Malaysia Schools, which host sporting and co-curricular events locally and abroad. In many private schools, students are encouraged to compete in international sporting competitions and also hone their skills in the arts.

By partaking in these events and activities, students benefit by sharpening their soft skills as well. Student talent, leadership, behavioural teaching, and character building are infused in all levels of student development in these schools. 

The emphasis on teaching and learning in English assists and continues progression of the student into tertiary education without students being left our of the loop. Furthermore, an international curriculum is driven with global prospective, skills development, and employability, which will benefit students in the long run. 

6 # Determine The Best Fit

In the end, it is not a question of which school is better, but rather, which school fits your child's needs better.

Private and international schools in Malaysia generally have a balanced education systems. Therefore, parent's choice on the type of school should depend on their child's ability to adapt to new environments, concentrate on their studies and achieve good academic results.

@ Jackie San

Tuesday, 23 July 2019

BEYBLADES Become Hot Now


Beyblade is a toy originally in a fictional world, which is like a spinning top using different launchers. But when it aired on TV it became so popular that these toys entered the real world. 

Beyblades also may refer to Japanese spinning tops but many people don't know about them. But Beyblade are also anime series. They show up that how a person dedicates his whole life to his game Beyblade. You must see some cool characters in them like my favourite Shu Kurenai from Beyblade Burst Series. And you also must see Beyblade, Beyblade V-Force, Beyblade G-revolution and Byblade Burst. I love all of them.


Beyblades is one TV Show that is very popular. The TV show is very kiddish and there is always a different story at each episode. A lot of people loves kai/s character because he's just pure awesome. The show illustrates a good example of friendship from the team Bladebreakers, which is comprised of Ray, Daichi, Kenny, Kai and Hilary.

The TV Show is fantastic and it shows the blade breakers passion towards their Beyblade. The characters in Beyblades are realistic and their emotions seem very real. This helps people to see a connection to the real world. Compared to its counterparts, their story-line in awesome and also has great music.

The Beyblades TV Show features the matchups between the bad bladebreakers and the good ones, which help to tell the difference between a healthy competition and obsession. The outcome of the matchup cant be predicted and the underdogs usually make use of their own strategy and creative thingking to solve their problems instead of making use of brute strength. This tells the kids watching that winners can come in all different sizes and shapes. 



The Animated Beyblades series is very entertaining and educative. It enhances the brain to think strategically and teaches about positive thinking.

A few years back, I had our Saturdays begin with a very popular TV Series episode of Beyblades. The majority of the kids left everything they were doing and become glued to the TV because they didn't want miss it even for just a minute.

As the name shows, Bayblades is a now a brand name for sets of spinning toys. These sets of toys come with their own unique sounds and they have lights integrated into them. The toys spin at a very high speed. These Beyblades are used to battle other beyblades. The tops are being launched into the arena from a platform. In the game, any top stays spinning the longest is the one that wins.

A lot of kids nowadays take the game very seriously and they make different kinds of beyblade breeds in order to win when they are on the battlefield.



Beylades (each one is different the next) :

Whats differentiates them from theregular tops is that these Beyblades can be combined together in order to make them form complex pieces of the toys. The company has designed different kinds of customizable Beyblade tops that can be assembled in any way, and they can then be played in multiple different ways. This makes each of them different from one another. 

There are now Beyblade tournaments that are being organized in both regional and national levels, and even in schools in many countries. It makes Beyblade famous now a days. Anyone who wins in this competition would be eligible to be able to participate in the World Beyblade Championship. In this tournament, there are over 22 countries that come together to take part in this tournament,. 

Beyblades can be launched and are expected to actually hit one another. They are very fun to play with because of their special powers. They feature accessories which are necessary such as the arenas, launcher ripper combos, and carrying cases. For children, Beyblades combines the Pokemon addictiveness, the maneuverability of Transformers, and the ability to have some competitiveness.
For adults, Beyblades is a throwback to the sweet time of their childhood, when there were marbles, yo-yos, hula hoops, hopscotch and so on. Beyblades do not cause harm which is one of the reasons why they are so popular. Once kids get involved with Beyblade tops, they spend a big part of their time playing the Beyblades with friends. Beyblades got so popular that they are now transformed into comic series, animated games, video games, and a TV series that is animated. Beyblades got so popular that there is a report that is set to be turned into a live-action feature movie by a producer named Mary Parent who is with paramount Pictures. 

Overall, these are a great toy for children and adults alike. Personally I highly recommend checking them out and having some fun for yourself!!!




@ Jackie San

Sunday, 21 July 2019



Have a brand new smartphone ? Be sure to first disconnect from the old one diligently and with grace. 

1 - Make It Squeaky Clean

To ensure that the smartphone no longer contains your personal details, format the device. Use the Factory Format option, usually found in the Reset menu in Android or iOS settings - this will wipe the phone clean.

2 - Paying Forward

As a gesture of goodwill to the next owner, check the Software Version in the Settings menu to see if the device is running the latest software. Download any updates including the latest version of the OS or security patches before you proceed to format your phone clean.

3 - Cutting Ties 

For security reasons, it is important that you unregister your device from your Google/Apple account so that it can no longer be linked to you. Head to Accounts in your Android or iOS device menu, select the Google or Apple account you used during the initial setup, and opt Remove. 

@ Jackie San 

Saturday, 20 July 2019

Martial Art

Art Of Fight 

 Asia has a diverse tradition of martial arts dating back to the region's early history.
These are some of its most remarkable fight styles.

1 # Eskrima, Philippines

Also known as arnis or kali, eskrima ia a group or traditional martial arts from the Philippines that focuses on weapon-based combat involving sticks and bladed weapons, as well as open hand or unarmed techniques. The martial arts evolved from native forms of combat that already existed in the Philippines well before the 1500s. Subsequently, eskrima incorporated fencing techniques from Spanish colonisers. 

2 # Muay Boran, Thailand

Translating to mean 'ancient boxing' , muay boran is an umbrella term for the traditional unarmed martial arts of Thailand, and is a predecessor of the better-known muay Thai. Dating back to the 18th century, muay boran was developed for self-defense, and includes grappling and ground-fighting techniques in addition to the stand-up technique that muay Thai has made famous.

3 # Bokator, Cambodia

One of Cambodia's earliest combat systems, bokator is thought to have originated between the ninth and 15th centuries in the Khmer empire's army. The nae of this martial art translates as 'pounding a lion', and employs elbow and knee strikes, kicks, submissions, ground-fighting and weaponry. Designed to win battles, bokator has tens of thousands of moves.

4 # Thaing, Myanmar

A term that encompasses the martial arts systems of Myanmar, thaing loosely translates to 'total combat'. As such, it includes a variety of traditional and ethnic fighting forms. believed to have originated in the ninth century during the Bagan empire, the forms categorised under thaing include bando (unarmed fighting, lethwei (focuses on bare-fisted boxing and head-butting), banshay (fighting with weaponry) and naban (wrestling). 

5 # Muay Lao

Is a traditional unarmed martial art from Laos. It is similar to Muay Thai from Thailand, Pradal Serey from Cambodia, and Tomoi from Malaysia. It incorporates punches, kicks, elbow and knee strikes. Muay Lao was an event at the 2009 Southeast Asian Games in Vientiane.

6 # Kendo Japan

Is a traditional Japanese martial art, which descended from swordmanship (kenjutsu) and uses bamboo swords (shinali) and protective armour (bogu). Today, it is widely practiced within Japan and many other nations across the world.

Kendo is an activity that combines martial arts practices and values with strenuous sport-like physical activity.

7 # Boli Khela, Lathi Khela

Bangladesh is home of various martial arts. Boli Khela, Lathi Khela are very popular and historic martial arts in Bangladesh. Other martial arts are mainly hybrid. The genesis of Bangladeshi martial arts has been attributed to the need for protect villagers for Zamindar. During British period, lathial groups were sent to forcefully collect taxes from villagers. The farmers and youth people also made their lathial group to defend the zamidars lathial group. In the char (shoal) lands, people still take possession of chars through stick fights. 

8 # Silat Bruneian Martial Culture

Bruneian martial arts is not well known. Everyone has their own general visualization in their minds on how silat movement tends to be represented. But not many understands that silat is only a general term to cover the actual fighting methods and that there are thousands of styles with subtle differences. People tend to categorize what silat is, what it should be and how it should be trained; anything outside of this or the instructors personal criteria is anything but silat, disregarding that every country in southeast Asia has its own history and culture.

9 # Silat, Various Asean Nations

The term silat collectively describes a tradition of martial arts in Malaysia, Indonesia, Brunei Darussalam, Singapore and parts of Thailand and the Philippines. Distinctive features include a low stance (known as kekuda, or 'horse stance'), slow dance-like moves and fixed hand movements. Typical techniques include strikes and joint manipulation. There are over 1,000 forms of silat, and evidence of its existence dates back to the seventh century.


@ Jackie San 


Borneo Culture Festival


Borneo Culture Festival


Borneo Culture Festival


Part 2 Borneo Culture Festival Sibu



Thursday, 18 July 2019

Paku Midin: 10 Reasons Why Mentorship Is Important

Paku Midin: 10 Reasons Why Mentorship Is Important: WHAT IS MENTORSHIP ? Mentorship is relationship in which a more experienced or more knowledgeable person helps to guide a less experi...

Paku Midin: 10 Reasons Why Mentorship Is Important

Mentor and Mentee is Important

Paku Midin: 10 Reasons Why Mentorship Is Important: WHAT IS MENTORSHIP ? Mentorship is relationship in which a more experienced or more knowledgeable person helps to guide a less experi...

10 Reasons Why Mentorship Is Important


Mentorship is relationship in which a more experienced or more knowledgeable person helps to guide a less experienced or less knowledgeable person. The mentor may be older or younger than the person being mentored, but he or she must have a certain area of expertise. 

Mentorship also a learning process and development partnership between someone with vast experience and someone who wants to learn. Interaction with an expert may also be necessary to gain proficiency with/in cultural tools. Mentorship experience and relationship structure affect the "amount of psychosocial support, career guidance, role modeling and communication that occurs in the mentoring relationships in which the proteges and mentors engaged. 

The person in receipt of mentorship may be referred to as a protege (male), a protegee (female), an apprentice or in the 2000s called mentee. The mentor may be referred to as a godfather or godmother. 

"Mentoring" is a process that always involves communication and is relationship-based precise definition is elusive, with more than 50 definitions currently in use. One definition of the many that have been proposed is,

Mentoring is a process for the informal transmission of knowledge, social capital, and the psychosocial support perceived by the recipient as relevant to work, career, or professional development; mentoring entails informal communication, usually face-to-face and during a sustained period of time, between a person who is perceived to have greater relevant knowledge, wisdom, or experience (the mentor) and a person who is perceived to have less (the protege).


Phase 1 : Identifying Roles 

  • Have a clear understanding of why you want to be a mentor.
  • Mentor with a realistic assessment of your skills and experience

Phase 2 : Communicating Expectations 

  • Have a clear understanding of your expectations for your mentee
  • Clearly communicate those expectations
  • Stay flexible in changing expectations or plans
  • Create goals with milestones and deliverables
  • Adapts your feedback to your mentee's learning style
  • Be realistic about setting timeless

Phase 3 : Working Together

  • Advise, don't dictate
  • Advise on what you know and admit the things you don't know
  • Give good examples
  • Recognize your mentee's weaknesses and build on his/her strengths
  • Offer constructive feedback
  • Evaluate progress
  • Be your mentee's supporter when he/she reaches his/her goals
  • Be consistent and reliable

Phase 4 : Meeting All The Goals

  • After mentoring is completed, follow up on successes
  • Provide an evaluation of the experience
  • Repeat the mentoring process with others.


Phase 1 : Identifying Roles 

  • Have a clear understanding of why you want to be mentored
  • Select a Mentor based on criteria relevant to your goals

Phase 2 : Communicating Expectations

  • Have a clear understanding of your expectations for your mentor
  • Clearly communicate those expectations.
  • Stay flexible in changing expectations or plans
  • Create goals with milestones and deliverables
  • Inform your mentor about your preferred learning style
  • Be realistic about setting timelines

Phase 3 : Working Together
  • Listen and contribute to the conversation
  • Understand that your mentor will not have all the answers
  • Accept constructive feedback
  • Set time aside for self-reflection
  • Evaluate progress
  • Celebrate success
  • Be consistent and reliable

Phase 4 : Meeting All Of The Goals
  • Provide your mentor with updates after the mentoring is completed
  • Provide an evaluation of the experience
  • Say thank you
  • Give back to the profession and volunteer to become an AMTA mentor.


1 - Mentors can see where we need to improve where we often cannot

2 - Mentors provide information and knowledge.

3 - Mentors offer encouragement and help keep us going.

4 - Mentors find ways to stimulate our personal and professional growth.

5 - Mentors are sounding boards so we can bounce ideas off them for an unfiltered opinion

6 - Mentors are disciplinarians that create necessary boundaries that we cannot set for ourselves.

7 - Mentors are trusted advisers.

8 - Mentors can be connectors.

9 - Mentors are free, which makes them priceless in more ways than one.

10 - Mentors have the experiences you can learn from to prevent making the same mistakes beginners make. 




@ Jackie San

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