2019年1月21日月曜日

12 Keys to Career Success

CAREER ?



DEFINITION :
The progress and actions taken by a person throughout a lifetime, especially to that person's occupations. A career is often composed of the jobs held, titles earned and work accomplished over a long period of time, rather than just referring to one position. While employees in some cultures and economies stay with one job during their career, there is an increasing trend to employees changing jobs more frequently. For example, an individual's career could involve being a lawyer, though the individual could work for several different firms and in several different areas of law over a lifetime.


WHY DO WE NEED CAREER ?

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People need jobs because working enables them to earn money. Money is an important aspect of people's lives because it allows them to pay for many of life's necessities, such as food, water, clothing and shelter. Work also gives many people a sense of reward, productivity and purpose.

 One of the most common reasons people give for working in their chosen fields is to make money. Access to money can provide people with a sense of control in their lives, as earning an adequate salary helps individuals achieve a healthy standard of living. They are able to lessen finance-related stress once they can more easily pay for their living expenses and entertainment. 

 Money isn't always the only reason people work. Other reasons why people work are that they want to be productive and desire to contribute to society. They may want to spend time utilizing their skills and serving people who need their assistance.

 The benefits different people derive from work and linked to their individual values. A person who knows his values and what he desires to get out of work can set meaningful goals for himself, choose jobs that provide deeper satisfaction than financial incentives and recognize dissatisfaction with a job that doesn't meet his values.

CAREER REQUIREMENTS ?

Usually requires special learning that includes individualized components that develop abilities beyond that which training is capable of.
WHAT RISK TAKING CAREER ?

A career may not mean stability of work as it encourages one to take risks. The risks are often internal and therefore planned.
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CAREER SUCCESS:
TIPS TO EXCEL IN YOUR CAREER LIFE
Are you keeping these tips for success in mind at work?

 Once you graduate from University and land a job, your next immediate concern is how to succeed in your career. Because the world has become so competitive, doing well in your job and moving forward with your career is more important now than ever. Career advancement and recognition are on every professional's list of goals. But what sets the exceptional professionals apart? The answer is simply willingness and a strong desire to perform well. Once you have the willingness and the right mindset, you can begin climbing the ladder.

 Here are the top 10 career success secrets on how to excel at work.

 1 - Be Your Own Evaluator.
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One of the best ways to achieve career success is to keep assessing your performance. Don't wait for your annual appraisal - do it yourself. An ideal way to do this would be to identify quantifiable goals and set a timeline for achieving them. Start with setting short-term goals when you're new to a job. Create a detailed plan to achieve these goals. Break the tasks down into weekly or even daily tasks and fill out a small form at the end of the week to assess where you're headed and whether you need to change your strategy. You can even show your own performance report to your managers at some point to show how you've progressed. This will show that you understand the important of constant self-evaluation and improvement.

2 - Communicate Well.
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Communication is key to an employee's and an organization's success. If your manager has to ask your for a status report, you're not doing everything you could be doing. The idea is to proactively communicate and let them know when a task is done, and move on to what needs to be done next.

3 - Set goals to achieve.
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Remember you're not being paid for 'working hard' or 'staying busy'. At the end of the day, what matters to your employer is how you're contributing to fulfilling the company's goals and mission, both short term and long term. Therefore, keep in mind that you're being paid to deliver on clearly defined goals that significantly impact the company's performance and overall mission and vision. This goal-oriented mindset will help you achieve career success, no matter where you are on the corporate ladder.

4 - Show, Don't Tell.
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The value of action is far greater than that of mere words. Use this as a principle in your dealings at the office. Instead of bragging about all the things you can do, and then never actually delivering, you ought to show management what you are capable of.

5 - Take Initiative.
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Today's career requirements are highly developed and require much more than someone who won't take risks. In today's competitive career landscape, employers are looking for individuals who can bring fresh ideas to the table and take initiative, start new projects, pitch new solutions and create new opportunities for the business.

6 - Be Ready To Learn.
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To excel in your career, you have to be wiling to learn. No matter what university you graduated from or what grades you had, professional life will be very different from college. Be prepared to have a million questions pop up every day regarding what you're doing. It might take you days to get a hang of your duties at your new job, so show management that you are coachable, paying attention and always willing to learn new things.


7 - Create Solutions.
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Everyone can turn their problems into their manager's problems. Be the solution provider, not the problem creator. Great employees solve problems. If you don't have the authority to give the final verdict on a problem relevant to your work or department, then make sure you offer solutions to your boss and try to help as much as you can, wholeheartedly.


8 - Anticipate Needs.
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To succeed in your new job and achieve career success, you will have to be well aware of what your manager needs. Stay a step ahead of your boss by asking yourself, "If I were my boss, what would I want done next?" By making sure you get things efficiently done in time, and take the initiative to do them yourself, you will be showing a positive, go-getter attitude to higher management.


9 - Creative Imagination!
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Extend your physical ability to accelerate problem solving and goal achievement in all areas of your life.


10 - Make Wise Choices.
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Learn the dramatic relationship between any current circumstances in your life and the choices that created these circumstances. Develop a personal proactive plan for desired outcomes through conscious, wise choices.


11 - Gain Trust.
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This is one of the most important tips for success you need to ensure success when you start a new job. Think of it this way: the quicker you earn your boss' trust, the sooner they'll have less to worry about and hence more free time to focus their attention on other pressing matters. if your boss finds you trustworthy, they'll delegate tasks to you. Make sure you meet your deadlines and keep your promises. It's critical, especially early on in your relationship with your boss, that you fulfill every commitment you make, no matter how difficult it may seem.


12 - Be Compassionate.
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Being a good employee requires compassion and understanding that your manager, and fellow employees are doing their best. Throwing a tantrum is not going to do anyone any good, neither will constantly complaining about how much work you're doing. At the end of the day, everyone is doing their fair share of the work they're getting paid for.

Many of these traits and behaviors that can help you excel in your career are also found in great leaders. By keeping these 12 career success secrets in mind, you can put yourself on the path to true greatness and achieve your ultimate career goals.

End of this article, ...
It makes sense to do a quick overview of my four keys to life and career success
"Clarity, Commitment, Confident and Competence."

Here they are in little more detail...

  1. Competence in your four key areas(Creating positive personal impact, Outstanding performance, Dynamic performance and Relationship building)
  2. Unshakeable self-confidence
  3. A sincere commitment to taking personal responsibility for your life and career
  4. Clarity of purpose and direction.

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@ Jackie San
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2019年1月19日土曜日

Invest in gold a good idea

Gold Bar Is What ?


A gold bar, also called bullion or a gold ingot, is a quantity of refined metallic gold of any shape that is made by a bar producer meeting standard conditions of manufacture, labeling, and record keeping. Larger gold bars that are produced by pouring the molten metal into molds are called ingots. 

Smaller bars may be manufactured by minting or stamping from appropriately rolled gold sheets. The standard gold bar held as gold reserves by central banks and traded among bullion dealers in the 400-troy-ounce (12.4 kg or 438.9 ounces) Good Delivery gold bar. The kilobar, which is 1000 grams in mass (32.5 troy ounces), is the bar that is more manageable and is used extensively for trading and investment. The premium on these bars when traded is very low over the spot value of the gold, making it ideal for small transfers between banks and traders. Most kilobars are flat, although some investors, particularly in Europe, prefer the brick shape. Asian markets differ in that they prefer gram gold bars as opposed to Troy ounce measurements. Popular sizes in the Asian region include 10 grams, 100 grams and 1,000 gram bars. 

Gold Bar Types ?

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Based upon how they are manufactured, gold bars are categorised as having been cast or minted, with both differing in their appearance and price. Cast bars are created in a similar method to that of ingots, whereby molten gold is poured into a bar-shaped mold and left to solidify. This process often leads to malformed bars with uneven surfaces which, although imperfect, make each bar unique and easier to identify. Cast bars are also cheaper than minted bars, because they are quicker to produce and requires less handling.

Minted bars are made from gold blanks that have been cut to a required dimension from a flat piece of gold. These are identified by having smooth and even surfaces.


Why Gold Bar Interesting ?

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Everyday, gold trades in dozens of markets around the world - New York, Chicago, Sydney, Tokyo, Hong Kong, Calcutta, Turkey, France, Kuala Lumpur, and so forth. Each market reacts to news as it happens, and gold is always trading, wherever the sun shines as the earth turns. The prices are 'set', and constantly 're-set', by the ever-changing supply and demand factors, input by thousands of investors, central banks, governments, miners, jewelers, dealers, and others who trade in gold almost daily. The gold market amounts to billions of dollars every day, and no one can 'set' the price. It changes constantly, due to hundreds of factors, ranging from the opening of a new gold mine, to the changes in interest rates of one currency or another. Of all the commodity markets, the gold market is probably the largest and most free market in the world. 

Nowadays,
Each year, approximately 2500 tons of gold were mined throughout the world. South Africa leads the world in gold mining, and the U.S., Russia, Canada, and Australia are also major producers. Gold is distributed widely over the earth, and gold mining is pursued in most countries with some success.

As gold exploration and extraction techniques become more technologically advanced, the cost of getting gold out of the ground tends to go down. For instance, there are some new mines that have costs of production well below $200 per ounce of gold. On the other hand, the fact that gold has been sought all over the wold for thousands of years means that the easy pickings have already been discovered. There are no new California -  or South Africa- size discoveries to be made. New mines are fewer and farther between, and the promising ones often start out strong and fade out fast when the actual amount of extractable gold doesn't measure up to expectations.


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Does Is Still Pay To Invest In Gold ? 

From gold exchange-traded funds (ETFs) to gold stocks and buying physical gold, investors now have several different options when it comes to investing in the royal metal. But what exactly is the purpose of gold? And why should investors even bother investing in the gold market? Indeed, these two questions have divided gold investors for the last several decades. One school of thought argues that gold is simply a barbaric relic that no longer holds the monetary qualities of the past. In a modern economic environment, where paper currency is the money of choice, gold's only benefit is the fact that is a material that is used in jewelry.

On the other end of the spectrum is a school of thought that asserts gold is an asset with various intrinsic qualities that make it unique and necessary for investors to hold in their portfolios. In this article, we will focus on the purpose of gold in the modern era, why it still belongs in investors' portfolios and the different ways to invest in the gold market.

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Gold Preserves Wealth ?

The reasons for gold's importance in the modern economy centers on the fact that it has successfully preserved wealth throughout thousands of generations. The same, however, cannot be said about paper-denominated currencies. To put things into perspective, consider the following example:

Gold, Cash and Inflation
In the early 1970s, one ounce of gold equaled $35. Let's say that at that time, you had a choice of either holding an ounce of gold or simply keeping the $35. They would both buy you the same things, like a brand new business suit or fancy bicycle. However, if you had an ounce of gold today and converted it for today's prices, it would still be enough to buy a brand new suit, but the same cannot be said for the $35. In short, you would have lost a substantial amount of your wealth if you decided to hold the $35 as opposed to the one ounce of gold because the value of gold has increased, while the value of a dollar has been eroded by inflation.

Gold as a Safe Haven
Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

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Gold as a Diversifying Investment
In general, gold is seen as a diversifying investment. It is clear that gold has historically served as an investment that can add a diversifying component to your portfolio, regardless of whether you are worried about inflation, a declining U.S. dollar, or even protecting your wealth. If your focus is simply diversification, gold is not correlated to stocks, bonds and real estate.

Gold as a Dividend-Paying Growth Asset
Gold stocks are typically more appealing to growth investors than to income investors. Gold stocks generally rise and fall with the price of gold, but there are well-managed mining companies that are profitable even when the price of gold is down. Increases in the price of gold are often magnified in gold stock prices. A relatively small increase in the price of gold can lead to significant gains in the best gold stocks and owners of gold stocks typically obtain a much higher return on investment (ROI) than owners of physical gold. 


Even those investors focused primarily on growth rather than steady income can benefit from choosing gold stocks that demonstrate historically strong dividend performance. Stocks that pay dividends tend to show higher gains when the sector is rising and fare better-on average, nearly twice as well-than non-dividend-paying stocks when the overall sector is in a downturn.

The mining sector, which includes companies that extract gold can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company's performance over time in regard to dividends. Factors such as the company's history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company's balance sheet and other financial statements. A company's ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company's performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it's imperative to analyze their long-term figures rather than a shorter financial picture time frame.

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 Is Their a Bad Time to Invest in Gold ? 
In order to ascertain the investment merits of gold, let's check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the The S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.365% over the same period.

That said, gold trounced the S&P 500 in the 10-year period from November 2002 to October 2012, with a total price appreciation of 441.5%, or 18.4% annually. The S&P 500, on the other hand, appreciated by 58% over this period.

The point here is that gold is not always a good investment. The best time to invest in almost any asset is when there is negative sentiment and the asset is inexpensive, providing substantial upside potential when it returns to favor, as indicated above.

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The Bottom Line 
There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings.

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2019年1月16日水曜日

TOP 10 COUNTRIES WITH HIGHEST TECHNOLOGY IN THE WORLD

What Is Technology ?
Meaning Of technology And Its Use !


Definition Of Technology

 What Is Technology?
Technology is a body of knowledge devoted to creating tools, processing actions and the extracting of materials. The term 'Technology' is wide, and everyone has their way of understanding its meaning. I use Technology to accomplish various tasks in our daily lives, in brief: I can describe technology as products and processes used to simplify my daily lives. I use technology to extend my abilities, making people the most crucial part of any technological system.

 Technology is also an application of science used to solve problems. But it is vital to know that technology and science are different subjects which work hand-in-hand to accomplish specific tasks or solve problems.

 I also apply technology in almost everything I do in our daily lives; I use technology at work, I use technology for communication, transportation, learning, manufacturing, security data, scaling businesses and so much more. Technology is human knowledge which involves tools, materials and also systems. The applications of technology typically results in products. If technology is well applied, it benefits humans, but the opposite true, if used for malicious reasons.
What Is Advancing Technology?
Technology is dynamic; it keeps on improving because our needs and demands for technology keep on changing everyday. I have moved from the industrial age (industrial revolution) to an information of age. During the industrial age, companies with large sums of capital had the potential of employing expensive technological tools to gain the competitive advantage; small businesses had less potential because they could not afford expensive manufacturing or processing technology tools. However, advancement in technology has created a new economic environment which depends on information and that is what I call the "INFORMATION AGE". The information age provides a different work environment, and this has helped small businesses gain position in highly competitive markets.
Types And Examples Of Technology?
Use technology to accomplish various of tasks. So technology comes in different forms. Below I have listed some of the different types of technology commonly use on a daily basis and in each kind of technology are included an example of that particular technology.
A- Communication Technology

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This is a system that uses technical means to transmit information or data from one place to another or one person to another. Communication is a daily essential for all; it is used to convey ideas, exchange information, and express emotions. Humans use communication technology tools like phones, computers, emails, fax or messaging tools to stay in touch with friends and family. Businesses use communication technology tools to facilitate the flow of information in a workplace, to help in decision making, to serve customers needs and requests, to promote new products or services to targeted consumers and so much more.
B - Construction Technology

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This is the study of advanced methods and equipment used to build basic and advanced structures. One type includes buildings and heavy engineering structures like bridges. Construction methods use various technological products to erect a structure. The use of construction technology tools like heavy tractors to prepare the land, computer-aided design software to create digital designs for structures in 2D and 3D format. These tools along with many others help builders to efficiently complete a project on time, within budget and with minimum accidents. 
C - Assistive Technology

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Assistive technology is used by people with disabilities to accomplish specific tasks that are difficult or impossible to perform. The term "Assistive" means helpings or providing an extra hand. Assistive technology is being used in may ways, in schools it is used to help students with Autism to learn better, it is used to help people with disabled bodies move, additionally, with the use of speech recognition applications those who are unable to type are able to use a computer and so much more. Due to advancement in technology, I have a variety of assistive technologies that assist many to accomplish tasks that may otherwise be considered impossible.

 Examples Of Assistive Technology

 - Off-Road WheelChair

D - Medical Technology

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This is the type of technology which is used to extend and improve human life. Medical technology reduces patient's pain and cares for an injury. Developed countries have benefited from the use of medical technology in their healthcare systems, and this explains the reason why people in developed countries leave longer than people in developing countries. Medical technology is used to diagnose infections, treat diseases and to research diseases affecting humans. 
E - Information Technology

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Information Technology is a set of hardware and software tools used to store, transfer and process information. Information technology tools help in providing the right people with the right information at the right time. Knowledge workers in an organization use information technology to complete various tasks, and these can include; transferring of information which facilities decision making within an organization, improve customer service, and so much more. In this information age, it is imperative to manage information systems to ensure accuracy and efficiency. Management information systems (MIS) involves planning for, development, management and use of information technology tools to help knowledge workers and people perform all tasks related to information processing and management. Big financial institutions like banks use information technology to operate their entire businesses as well as serve their customers.
F - Entertainment Technology

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This use of technology to create an entertainment experience. Since entertainment is too broad, everyone gets entertained in their way. Technology is used to create video games, to develop musical systems and so much more. Entertainment technology includes things like video, sound, animations, scenery fabrication, computer simulations, interactive environments and so much more.
G - Business Technology

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This is technology used to run a business and enhance various business operations, it normally consists of a combination of software and hardware. Many businesses are using technology to scale its growth. Small businesses have used technology to create new ways of competing with well-established companies. To some extent, some business technologies can make a small company look like a big company, and this can help a small business gain position in a competitive market.
H - Education Technology

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Education technology aims at improving a students performance by creating and managing various technological processes and resources in or out the classroom. It is an academic discipline which prepares individuals to acquire deeper understanding and knowledge. It helps them learn how to devise solutions to problems through research, design, evaluation, and utilization. Educational technology helps in improving the way we learn, some of the benefits of educational technology include:

 - Helps student learn new subjects and languages through gamification
-Easy access to educational material
- It motivates students and encourages individual learning.
Now we talk about which country with highest technology in the world???

 Many countries in the world have sought to maintain and gain the position of a country with world-class technology. As we all know all and can be inferred, technology is one of the nation's main weapons, because technology can help the country to build and create something easily. In this process, there are many countries in the world that have been referred to as one of the most technologically advanced countries as a result of knowledge with the skills and expertise they have.

 Here are the list of 10 countries with the most advanced technology in the word today:
1 - Japan

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Japan is a country that has potential in developing technology. In this country Technology developed to be amazing even from the results of his work inspired many people in the world. Recently it has invented a dimensional elevator that can transport you from one floor to another in the blink of an eye, so the Japanese technological advances seem to be for making the human life more convenient and easy. They are also the inventors of Laser Gun the machine, thus making the country best in technology and developing science field. 
2 - United States Of America

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United States is one of the most fastest growing technological countries in the world. This country has known to develop the finest intelligence system in the world, the credit of which goes to obviously its technological equipment. The country also advancement in space technology as the first person to land on the moon was an American. American has Intel, Dell, and other companies that show an unlimited progress.
3 - South Korean

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The country that has done very well in all areas of technology is from South Korea. Although the country in the 1970s is still categorized as a poor country, it can rise rapidly in both technology and economy. The country is placed on this list due to the remarkable production of air conditioners, robots, televisions, computers, trains, airplanes, helicopters, cars. The largest electronics company in the country that can beat Japan and China and worldwide is samsung and LG. If talking about internet speed, this country gets the nickname because this country is the country with the fastest internet speed in the world. It can also be said that this country is the biggest rival for Japan and China in Asia.
4 - Germany

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One of the best technologies and the richest country in Europe is none other than Germany. The country has been successful in military technology since the Second World War for producing large-scale military tanks used in the war so that the country is undergoing a massive expansion in Europe. In addition, the greatest discovery that has so far been used in medicine is the discovery of X-rays. It is the greatest history of mankind for the invention of the technology capable of detecting diseases of the human body using translucent light.
5 - China

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China cannot be considered the king of technology but still it is one of the highly advanced countries in the world because of it's the ongoing process with continuous advancements. China has surprised the world with major advancements it has made which has made easy to predict that China would be probably the most advanced country in the coming 10 to 20 years. China is manufacturing a lot of steel to make many-advanced weapons with more targeting potential.
6 - India

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India is regarded as the sixth country highest technology. Most of the new software technology comes from India. All the advice from needed from the silicon valley are drawn from India. The reason for India's advancement is that it has the first university in the world which teaches all the technological sciences. Sanskrit was considered as the most useful language for the computer system, and even NASA is planning to use it. India has a lot of natural resources which is extracted and used positively for better purposes and technological advancements.
7 - England

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England is still the third best producer of the scientific papers. Many of the famous scientist were from England. England is the very high tech at the consumer level at par with the USA. All the British citizens have access to the high technology. England has invented many things in the past, and the people are also very used to of using technology in day to day matters. The England has the high technology from consumer level up to military level.
8 - Canada

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Canada is also the home of technologists. Henry Woodward was the Canadian who first invented the light bulb. The Canadian government is working hard to develop the country's technology such as developing communication technology, advancing health innovations, improving the space technology, etc. Other than this it is performing research in advanced theoretical physics, developing quantum computing and connecting researchers coast to coast for higher and speedy optic cables.
9 - Sweden

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Sweden is also famous for its innovation in the field of mobile technology. even the success of Swedish companies engaged in this field of technology has a big part in saving Sweden from the financial crisis of 2008.

 If Sweden used to rely of Ericsson in its technology, Spotify, Skype and Torrent exist, companies that use Internet flexibility for communication and information sharing.
10 - Australia

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Australia is known for adopting new technologies at a faster rate than most other countries in the world; for example, it entered the new millennium with one of the highest rates of internet access in the world. Scientists and researches from Australia have been responsible for many major breakthroughs and technological developments around the world. In fact, Australia boasts eights Nobel Prize recipients - not bad for a country with a population of about 19 million.

 The growth of technology in Australia has had several important results; it has increased opportunities for innovation and design; helped various industries make improvements in their already existing establishments, and helped them to improve the quality of their goods. The technology growth has also helped to improve Australia's economy, as it is now one of the leading countries in the world for importing and exporting goods.

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